Learning Center

Application Checklist

Application Checklist

Application Checklist

This is what we need to help you get your mortgage application processed.

Read More
Tools and Calculators

Mortgage Calculators

Tools

Easy to use, online calculators. Figure your monthly payment. Rent vs. Own? Fixed rate or adjustable? Refinance savings?

Read More
Understanding and Improving Your Credit

Understanding Credit

Understanding Credit

Your credit history has a significant impact on many facets of your life. Lenders, employers, landlords all obtain your credit information.

Read More
Forms

Printable Forms

Forms, etc.

Many of the forms you might need to complete the application process. Just click, download, save and print.

Read More

Loan Programs

Presidential Bank Mortgage has decades of experience working with people to find the best home loan for them whether you are buying your first home, moving up or refinancing.

Conventional Loans

Conventional loans meet the standards set by Fannie Mae (FNMA) or Freddie Mac (FHLMC). These mortgages are also referred to as “Conforming Loans”.


Read More

FHA Loans

The Federal Housing Administration (FHA) has made homeownership affordable for millions of first-time and move-up buyers. FHA loans feature low down-payments, lenient qualification guidelines and flexible credit requirements.

Read More

VA Loans

The Veterans Administration (VA) Loan Program was created to assist eligible members of the armed services obtain quality home loans. VA loans do not require any down payment and offer attractive loan terms.

Read More

Loan & Program Comparison

Easily see the benefits and advantages of the various loan types and programs offered at Presidential Bank Mortgage.


Read More

Refinance Loans

Refinancing involves the payoff of an existing mortgage by closing a new loan. Depending on the borrowers' goals, loan terms can be changed, the interest rate can be decreased, provide a "cash-out", or convert an ARM to a fixed rate loan.

Read More

Construction/Permanent Loans

Construction loans are made available to finance the building or remodeling of homes. These loans may be used to purchase a lot and build or remodel an existing home.

Read More

About Us

Presidential Bank Mortgage is a full service, residential mortgage lender headquartered in Bethesda, Maryland that has served our community since 1987.

Leadership

Meet those who have brought us to this pont and continue to guide PBM into the future.

Careers

If you’re lucky during your career, you’ll have the chance to work for a company that makes a truly significant impact on your life. We never forget that our employees are the lifeblood of the company and we take every opportunity to say thanks to those who contribute along the way.

About Us