WHO WE ARE
Welcome to Presidential Bank Mortgage, where we elevate mortgage experiences to unparalleled heights.
Our purpose is clear! Deliver the best mortgage journey through personalized customer service, problem-solving, and an unwavering commitment to your success. Tailored for individuals seeking more than just a loan, we are known for our accessibility, going the extra mile, and building trust throughout the mortgage process.
What sets us apart? As your local lender, we provide rapid responses, extensive experience, and flexibility to accommodate your schedule. Our distinguishing factor lies in being more than just a mortgage provider – we are your mortgage ally. From initial inquiries to closing the deal, we are committed to accessibility, making the extra effort to guide you to the closing table, and building a reputation grounded in trust.
At Presidential Bank Mortgage, our post-close aspiration is clear – to be remembered for our authenticity and professionalism. Every closed loan reflects our genuine commitment to your success.
Join us on a mortgage journey where you're not just a borrower, but a valued partner.
Technology
We tailor our approach to meet you
where you feel most comfortable. If you prefer a digital mortgage experience, our user-friendly online application streamlines the process of applying, submitting documents, and staying in touch with your dedicated mortgage team, ensuring efficiency and speed.
Our Unique Approach
We are committed to providing you with clear and consistent updates throughout the entire loan process. You can expect timely communication regarding upcoming milestones, their respective timelines, and any necessary actions on your part. Your peace of mind is our priority.
Client for Life
Choosing Presidential Bank Mortgage ensures more than just a transaction – it's an invitation to a lasting partnership. Beyond closing, we're here for you every step of the way to make sure your mortgage continues to meet your financial goals long-term.
Our
STORY
About our bank...
Presidential Bank, FSB, is a privately held federally chartered savings bank with assets totaling $800 million. Regulated by the U.S. Office of the Comptroller of the Currency as a federal savings bank, our deposits enjoy insurance from the Federal Deposit Insurance Corporation (FDIC).
We are proud of our history...
Since our inception, Presidential has consistently maintained strong capitalization, always meeting regulatory capital minimums. This resilience held firm even during challenging periods in the local banking industry in the Washington, DC area, such as the late 1980s, early 1990s, and the financial crisis of 2008.
Where we are today...
We have operated continuously under the same ownership and management since inception. We take pride in our stability and our 40+ year record of home mortgage lending, commercial lending and deposit banking service.
Our
STRENGTH IS
Our
PEOPLE
Our organization's strength is defined by the collective talents and unwavering commitment of our people. Through collaboration, support, and a shared vision for success, they drive us forward, propelling our company to new heights of achievement and excellence.
Dedication
Your satisfaction is our priority, and we remain steadfast in delivering exceptional service and finding out-of-the-box solutions, no matter the circumstances.
Community
We understand the value of coming together as a supportive and cohesive unit. Together, we foster an environment where collaboration thrives, ideas flourish, and everyone has a voice.
Family
Respecting colleagues, business partners, and clients isn't just a courtesy – it's a core value. We understand that by valuing and supporting each other, we strengthen our relationships and enhance our collective impact.
Leadership
Guided by vision, integrity, and a commitment to excellence, our leaders inspire and empower every member of our team to help clients achieve their dream of homeownership.
Michael J Carr
Executive Vice President
Mortgage
Chris Cusack
Senior Vice President
Branch Operations
John French
Vice President
Mortgage Production
Our
leadership
With decades of experience in the mortgage industry, our Leadership brings a wealth of knowledge, understanding and expertise to lead our team. Their extensive knowledge and expertise serve as the guiding force behind our organization, ensuring that we provide unparalleled service and support to our clients.
