MORTGAGE APPLICATION CHECKLIST
Simplify your mortgage application experience with our comprehensive checklist so that you're well-prepared to submit your application and move one step closer to securing your new home loan.
YOUR IDENTIFICATION
How we prove you are you
Residential Address(s): Past 2 Years
Legal Identification: Driver’s License, Passport or Resident Alien Card
Employment: Past 2 Years, Including Employer’s Name, Address, Phone Number, & Dates of Employment
YOUR SOURCE OF INCOME
How you'll pay your mortgage
Paystubs: Last 30 Days
W2 Forms: Last 2 Years
Child Support / Alimony: Court Order or 12 Months Cancelled Checks or Bank Statements
Award Letter: Social Security, Pension, Disability, etc.
YOUR ASSETS
How you'll fund your down payment
Bank Statements, Last 2 Months; for checking accounts, savings accounts, money market accounts, and certificates of deposit
Retirement and Investment Account Statements
Gift Letter if using Gift Funds
Real Estate: Recent mortgage statement and home insurance policy
YOUR PAYMENT HISTORY
Shows your borrowing habits
Cancelled Rent or Mortgage Checks: Past 12 Months, if not on credit report
Credit Counseling or Bankruptcy Discharge Paperwork
IF YOU ARE SELF-EMPLOYEED
Or own rental properties
Tax Returns: Past 2 Years, ALL Schedules of Personal, Partnership & Corporate, if applicable
Business Profit & Loss Statement: Year-To-Date
ADDITIONAL INFORMATION
if applicable
Purchase Agreement: Including Legal Property Description, All Addendums & Property Listing
Credit Discrepancies: Letter of Explanation About Discrepancies
Divorce Decree and Property Settlement
Check or Credit Card Information for Appraisal & Credit Report Fees
Contact a Mortgage Loan Officer to discuss your unique financial situation.
START YOUR MORTGAGE
JOURNEY TODAY!
