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Let's start your homebuying journey today!

David has been a loan officer and manager in Columbia, MD with Presidential Mortgage since 2004.  He has been in the mortgage business for over 30 years and has generated over $900 million in loans over the years.  He is a graduate of the University of Maryland and worked on Capitol Hill in the House of Representatives prior to getting into the mortgage business.
 
He was one of the first to begin doing large public home buying seminars and taught at several real estate schools for new agents. He also taught real estate continuing education classes on mortgages for many years.
 
David encourages prospective buyers to meet with him face to face to ensure they understand all the options and variables in loan choices.  He also meets borrowers in the evening or weekend, making it more convenient for those working full time during the day.  This is more important than ever due to current complexities of mortgages and makes the process less intimidating to borrowers.  He is located in Columbia, MD; very central to all of Maryland.
 
He was born and raised in the Finger Lakes region of Western New York and has lived in Maryland since attending the University of Maryland.  He is married to his wife Barbara for almost 45 years, has three grown children, and lives in Ellicott City, MD.

David Calkins

MORTGAGE VICE PRESIDENT

NMLS 525734

NMLS 525734

C: 410.707.4169

Let's start your homebuying journey today!

David has been a loan officer and manager in Columbia, MD with Presidential Mortgage since 2004.  He has been in the mortgage business for over 30 years and has generated over $900 million in loans over the years.  He is a graduate of the University of Maryland and worked on Capitol Hill in the House of Representatives prior to getting into the mortgage business.
 
He was one of the first to begin doing large public home buying seminars and taught at several real estate schools for new agents. He also taught real estate continuing education classes on mortgages for many years.
 
David encourages prospective buyers to meet with him face to face to ensure they understand all the options and variables in loan choices.  He also meets borrowers in the evening or weekend, making it more convenient for those working full time during the day.  This is more important than ever due to current complexities of mortgages and makes the process less intimidating to borrowers.  He is located in Columbia, MD; very central to all of Maryland.
 
He was born and raised in the Finger Lakes region of Western New York and has lived in Maryland since attending the University of Maryland.  He is married to his wife Barbara for almost 45 years, has three grown children, and lives in Ellicott City, MD.

David Calkins

MORTGAGE VICE PRESIDENT

C: 410.707.4169

NMLS 525734

NMLS 525734

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David is amazing and helped my clients navigate through a difficult situation. Thank you so much! Will definitely recommend David to other clients. -Tanya

We've worked with Dave Calkins for years. He knows what he's doing and he keeps us informed. He also helps us avoid pitfalls. He's the greatest! -Mark

Mr. Calkins was very communicative throughout our entire loan process, and made a point to explain everything in simple terms. He was additionally very organized and able to present different options that we might be interested in, as well as what would work within our budget. I also appreciated how he treats customers like actual people and not account or customer numbers; that seems to be a rare thing in this day and age, and I very much valued the personal touch he gave to the loan process. - Kyle

David Calkins

Let's start your homebuying journey today!

David Calkins

MORTGAGE VICE PRESIDENT

NMLS 525734

C: 410.707.4169

David has been a loan officer and manager in Columbia, MD with Presidential Mortgage since 2004.  He has been in the mortgage business for over 30 years and has generated over $900 million in loans over the years.  He is a graduate of the University of Maryland and worked on Capitol Hill in the House of Representatives prior to getting into the mortgage business.
 
He was one of the first to begin doing large public home buying seminars and taught at several real estate schools for new agents. He also taught real estate continuing education classes on mortgages for many years.
 
David encourages prospective buyers to meet with him face to face to ensure they understand all the options and variables in loan choices.  He also meets borrowers in the evening or weekend, making it more convenient for those working full time during the day.  This is more important than ever due to current complexities of mortgages and makes the process less intimidating to borrowers.  He is located in Columbia, MD; very central to all of Maryland.
 
He was born and raised in the Finger Lakes region of Western New York and has lived in Maryland since attending the University of Maryland.  He is married to his wife Barbara for almost 45 years, has three grown children, and lives in Ellicott City, MD.

NMLS 525734

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