Let's start your homebuying journey today!



Javier’s expertise goes beyond mortgages—his passion lies in helping clients make informed financial decisions at every stage of their journey.
“With a long career in banking, I look for opportunities to connect clients with the right financial advisors to help them manage their finances beyond just a home loan,” he says.
Born in Bolivia and fluent in Spanish, Javier brings over 20 years of lending experience to Presidential Bank Mortgage. Whether assisting with first mortgages or refinancing, he is dedicated to providing tailored solutions that meet each client’s unique needs.
When he’s not guiding clients through the mortgage process, Javier enjoys spending time with his family on the beach.
Javier Ruiz
LOAN OFFICER
NMLS 453403
NMLS 453403
C: 703.626.3365
Let's start your homebuying journey today!


Javier’s expertise goes beyond mortgages—his passion lies in helping clients make informed financial decisions at every stage of their journey.
“With a long career in banking, I look for opportunities to connect clients with the right financial advisors to help them manage their finances beyond just a home loan,” he says.
Born in Bolivia and fluent in Spanish, Javier brings over 20 years of lending experience to Presidential Bank Mortgage. Whether assisting with first mortgages or refinancing, he is dedicated to providing tailored solutions that meet each client’s unique needs.
When he’s not guiding clients through the mortgage process, Javier enjoys spending time with his family on the beach.
Javier Ruiz
LOAN OFFICER
C: 703.626.3365
NMLS 453403
NMLS 453403
Let's start your homebuying journey today!



Javier’s expertise goes beyond mortgages—his passion lies in helping clients make informed financial decisions at every stage of their journey.
“With a long career in banking, I look for opportunities to connect clients with the right financial advisors to help them manage their finances beyond just a home loan,” he says.
Born in Bolivia and fluent in Spanish, Javier brings over 20 years of lending experience to Presidential Bank Mortgage. Whether assisting with first mortgages or refinancing, he is dedicated to providing tailored solutions that meet each client’s unique needs.
When he’s not guiding clients through the mortgage process, Javier enjoys spending time with his family on the beach.
Javier Ruiz
LOAN OFFICER
NMLS 453403
C: 703.626.3365

MORE
Info



MY FAMILY
MY TEAM
MY COMMUNITY
Let's start your homebuying journey today!


Javier Ruiz
LOAN OFFICER
NMLS 453403
C: 703.626.3365
Javier’s expertise goes beyond mortgages—his passion lies in helping clients make informed financial decisions at every stage of their journey.
“With a long career in banking, I look for opportunities to connect clients with the right financial advisors to help them manage their finances beyond just a home loan,” he says.
Born in Bolivia and fluent in Spanish, Javier brings over 20 years of lending experience to Presidential Bank Mortgage. Whether assisting with first mortgages or refinancing, he is dedicated to providing tailored solutions that meet each client’s unique needs.
When he’s not guiding clients through the mortgage process, Javier enjoys spending time with his family on the beach.

MORE
Info

MY FAMILY

MY TEAM

MY COMMUNITY








Let's start your homebuying journey today!


Javier Ruiz
LOAN OFFICER
NMLS 453403
C: 703.626.3365
Javier’s expertise goes beyond mortgages—his passion lies in helping clients make informed financial decisions at every stage of their journey.
“With a long career in banking, I look for opportunities to connect clients with the right financial advisors to help them manage their finances beyond just a home loan,” he says.
Born in Bolivia and fluent in Spanish, Javier brings over 20 years of lending experience to Presidential Bank Mortgage. Whether assisting with first mortgages or refinancing, he is dedicated to providing tailored solutions that meet each client’s unique needs.
When he’s not guiding clients through the mortgage process, Javier enjoys spending time with his family on the beach.
NMLS 453403