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Let's start your homebuying journey today!

Kathy Fender is with Presidential Bank Mortgage, your full service local lender specializing in residential mortgage financing. She provides purchase money, refinance, equity line and construction to perm financing.  She can assist you, your extended family and friends with financing as Presidential is licensed to lend in all 50 states. Presidentials’ local presence ensures that your buying/refinance experience is smooth and as effortless as possible with local processing, underwriting and closing. 

Kathy and her team are able to assist you every step of the way throughout the process. She has many resources to offer both first time homebuyers, community partners and veterans with down payment and/or closing cost assistance. When you need a lender that shares the knowledge you need and cares about your experience, Kathy Fender is your lender!



Kathy Fender

SENIOR LOAN OFFICER

NMLS 536281

NMLS 536281

W: 804.217.4919 C: 804.539.1947 F: 804.980.7040

Let's start your homebuying journey today!

Kathy Fender is with Presidential Bank Mortgage, your full service local lender specializing in residential mortgage financing. She provides purchase money, refinance, equity line and construction to perm financing.  She can assist you, your extended family and friends with financing as Presidential is licensed to lend in all 50 states. Presidentials’ local presence ensures that your buying/refinance experience is smooth and as effortless as possible with local processing, underwriting and closing. 

Kathy and her team are able to assist you every step of the way throughout the process. She has many resources to offer both first time homebuyers, community partners and veterans with down payment and/or closing cost assistance. When you need a lender that shares the knowledge you need and cares about your experience, Kathy Fender is your lender!



Kathy Fender

SENIOR LOAN OFFICER

W: 804.217.4919 C: 804.539.1947 F: 804.980.7040

NMLS 536281

NMLS 536281

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MY FAMILY

MY TEAM

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MY FAMILY

MY TEAM

MY COMMUNITY

Kathy is very knowledgeable and easy to work with. I highly recommend her. She is on top of the loan the whole way to closing. - Rhonda

Kathy always goes above and beyond for her clients! She takes the time to fully explain everything in great detail. She has served many of my clients with various loan types, from conventional, to FHA, USDA, and VA loans. She has done a phenomenal job each and every time. As an agent, it’s very important to work with a lender that you can trust, that’s a mortgage expert, that offers various loan types, and one who keeps the line of communication open. Kathy is all of these and much more! -Christy

Kathy Fender

Let's start your homebuying journey today!

Kathy Fender

SENIOR LOAN OFFICER

NMLS 536281

W: 804.217.4919 C: 804.539.1947 F: 804.980.7040

Kathy Fender is with Presidential Bank Mortgage, your full service local lender specializing in residential mortgage financing. She provides purchase money, refinance, equity line and construction to perm financing.  She can assist you, your extended family and friends with financing as Presidential is licensed to lend in all 50 states. Presidentials’ local presence ensures that your buying/refinance experience is smooth and as effortless as possible with local processing, underwriting and closing. 

Kathy and her team are able to assist you every step of the way throughout the process. She has many resources to offer both first time homebuyers, community partners and veterans with down payment and/or closing cost assistance. When you need a lender that shares the knowledge you need and cares about your experience, Kathy Fender is your lender!



NMLS 536281

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