I believe home financing should empower people—not overwhelm them. My approach is simple: provide clear, honest guidance so my clients can make confident, informed decisions that truly fit their goals, without ever feeling pressured into a product.

I’ve been a loan officer for over 25 years, starting while I was still in college. I earned my degree in Finance from the University of Maryland and have been featured in outlets like U.S. News & World Report and Money.com for mortgage and finance insights.

Throughout my career serving the DC Metro area and beyond, I’ve focused on helping clients—especially first-time buyers and families—navigate the mortgage process with clarity and confidence. Whether purchasing a home or using their current one as part of a broader financial strategy, I work to make the experience smooth, straightforward, and aligned with their long-term goals.

What sets me apart is my commitment to education over sales. I take the time to explain every option, answer every question, and serve as a trusted advisor—not just someone managing a transaction.

I’m a lifelong resident of Crofton, Maryland, where I live with my wife of 22 years and our three children. When I’m not working, you’ll usually find me spending time with family or cheering on my kids at their games and matches.

If you’re looking for a knowledgeable, straightforward partner who puts your goals first, I’d be honored to help.