Let's start your homebuying journey today!
Terry Kernan is the Branch Manager of our Frederick, MD office. A 1984 graduate of Frostburg State University, Terry has lived in the Washington, D.C. metropolitan area all of his life, rearing his own family in Derwood, Maryland.
Terry has over twenty years experience in the mortgage lending industry and is unrivaled in finding just the right loan program for even the most difficult situations. Terry takes a progressive view of mortgage banking. His keen intuition and exceptional insight into the subtleties of the business are why Terry is a master at making the toughest loans seem ordinary, call him.
Terry Kernan
VICE PRESIDENT
NMLS 536287
NMLS 536287
W: 301.694.1515 C: 301.639.9244 F: 888.205.8712
Let's start your homebuying journey today!
Terry Kernan is the Branch Manager of our Frederick, MD office. A 1984 graduate of Frostburg State University, Terry has lived in the Washington, D.C. metropolitan area all of his life, rearing his own family in Derwood, Maryland.
Terry has over twenty years experience in the mortgage lending industry and is unrivaled in finding just the right loan program for even the most difficult situations. Terry takes a progressive view of mortgage banking. His keen intuition and exceptional insight into the subtleties of the business are why Terry is a master at making the toughest loans seem ordinary, call him.
Terry Kernan
VICE PRESIDENT
W: 301.694.1515 C: 301.639.9244 F: 888.205.8712
NMLS 536287
NMLS 536287
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MY FAMILY
MY TEAM
MY COMMUNITY
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MY FAMILY
MY TEAM
MY COMMUNITY
Terry and Missy worked very hard to make sure we got the best loan possible. They made it extremely easy to go through the long process and made sure we understood every step. They answered all of our questions with ease and expertise. I can't imagine a better loan experience than they delivered for us.- Samuel
I can’t say enough good things about our recent home loan experience with Terry. He goes above and beyond to make sure that the process is seamless. Terry has an excellent team that communicates every step of the way. - Maria
Terry was informative and available at any hour. He ran multiple hypothetical approvals to ensure we were getting our best offer. He also looked into the house records and ensured that the liens were taken care of before we moved in. One in a million. - Kenneth
Terry and the team at Presidential Bank Mortgage made the process smooth and easy. Missy was extremely easy to work with and very responsive to my questions. Terry was also kind enough to help find a lost key and hand deliver it to us. We were very happy with the service and kindness of Terry and his team. -Andrea
Let's start your homebuying journey today!
Terry Kernan
VICE PRESIDENT
NMLS 536287
W: 301.694.1515 C: 301.639.9244 F: 888.205.8712
Terry Kernan is the Branch Manager of our Frederick, MD office. A 1984 graduate of Frostburg State University, Terry has lived in the Washington, D.C. metropolitan area all of his life, rearing his own family in Derwood, Maryland.
Terry has over twenty years experience in the mortgage lending industry and is unrivaled in finding just the right loan program for even the most difficult situations. Terry takes a progressive view of mortgage banking. His keen intuition and exceptional insight into the subtleties of the business are why Terry is a master at making the toughest loans seem ordinary, call him.
NMLS 536287