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Let's start your homebuying journey today!

With over 30 years in the mortgage business, Tracy Koontz has helped many people achieve their goal of homeownership. Whether you are buying your first home, vacation property or are a seasoned investor; Tracy will customize solutions to meet your individual lending needs and provide personalized service to ensure all transactions go smoothly.

At Presidential Bank Mortgage, we offer a variety of affordable loan products to meet your financial goals: 


  • Conventional

  • FHA and VA loans

  • USDA

  • First-time home buyer financing options

  • Jumbo Financing for homes requiring larger loan amounts

  • HELOCs

  • Mortgage refinancing options

  • Construction perm financing


With in-house underwriting, processing and closing; Tracy and her team will be with you every step of the way when you find your new home. Reach out today to get started!



Tracy Koontz

SENIOR LOAN OFFICER

NMLS 659412

NMLS 659412

W: 804.217.4931 C: 804.712.6673 F: 804.524.2373

Let's start your homebuying journey today!

With over 30 years in the mortgage business, Tracy Koontz has helped many people achieve their goal of homeownership. Whether you are buying your first home, vacation property or are a seasoned investor; Tracy will customize solutions to meet your individual lending needs and provide personalized service to ensure all transactions go smoothly.

At Presidential Bank Mortgage, we offer a variety of affordable loan products to meet your financial goals: 


  • Conventional

  • FHA and VA loans

  • USDA

  • First-time home buyer financing options

  • Jumbo Financing for homes requiring larger loan amounts

  • HELOCs

  • Mortgage refinancing options

  • Construction perm financing


With in-house underwriting, processing and closing; Tracy and her team will be with you every step of the way when you find your new home. Reach out today to get started!



Tracy Koontz

SENIOR LOAN OFFICER

W: 804.217.4931 C: 804.712.6673 F: 804.524.2373

NMLS 659412

NMLS 659412

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MY FAMILY

MY TEAM

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MY FAMILY

MY TEAM

MY COMMUNITY

Excellent Communication. Phone calls were either answered or promptly returned. Knowledgeable and Subject matter expert! Friendly Service. Answers all your questions! - Milton

Tracy is the best Loan Officer in the business. We have done business with her for many years. - Wilson

Mrs. Koontz was knowledgeable, helpful, and explained things very well. All came together in a timely manner with a pleasant attitude, friendly manner, and yet very professional as well. I would highly recommend her as a senior loan officer. -Brenda

Tracy Koontz

Let's start your homebuying journey today!

Tracy Koontz

SENIOR LOAN OFFICER

NMLS 659412

W: 804.217.4931 C: 804.712.6673 F: 804.524.2373

With over 30 years in the mortgage business, Tracy Koontz has helped many people achieve their goal of homeownership. Whether you are buying your first home, vacation property or are a seasoned investor; Tracy will customize solutions to meet your individual lending needs and provide personalized service to ensure all transactions go smoothly.

At Presidential Bank Mortgage, we offer a variety of affordable loan products to meet your financial goals: 


  • Conventional

  • FHA and VA loans

  • USDA

  • First-time home buyer financing options

  • Jumbo Financing for homes requiring larger loan amounts

  • HELOCs

  • Mortgage refinancing options

  • Construction perm financing


With in-house underwriting, processing and closing; Tracy and her team will be with you every step of the way when you find your new home. Reach out today to get started!



NMLS 659412

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