Mortgage Terminology 101: Key Terms Explained
Opportunities
CREATING
Your Path to Homeownership or Refinancing.
Presidential Bank Mortgage provides a seamless mortgage experience with full-service in-house processing, underwriting, and closing. Our diverse mortgage loan programs cater to various needs, supporting first-time home buyers and seasoned investors alike.
Our commitment extends beyond financing, as we educate and guide you with readily available resources and tools, ensuring smooth transactions even for challenging deals.
LOCAL SERVICE
NATIONWIDE
At Presidential Bank Mortgage, your journey to homeownership is more than a transaction—it's a promise of excellence and personalized service. With industry leading tenure and experience, we offer a family-first approach, ensuring your needs come first.
Our commitment goes beyond mortgages; it's about building relationships and fostering community.
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We’ve worked with Scott a couple of times now, and it’s clear that he does whatever he can possibly do to set his clients up in the best position possible. He’s easy to work with, super knowledgeable, and definitely cares about everyone who works with him.
VP Branch Manager | Colonial Heights VA
Scott Whittle
The staff were always friendly and very helpful and very patient. They answered any, and all of our questions, no matter how big or small. They were extremely responsive whenever we reached out and truly cared about us and our home loan purchase.
Mortgage Vice President | Kennesaw GA
Gianni Cerretani
Excellent customer service. Fast work on loan package. High quality of professionalism from both Joel Van Asch and his staff. Friendly to work with and I would come to them in the future for any loan needs. I will recommend their services to others.
Loan Officer | Loganville GA
Joel Van Asch
Michael went above and beyond to assist our clients, meet all deadlines and provide the utmost care and guidance to ensure our clients were well served! He is the BEST! It was a real pleasure to work with him.
VP Branch Manager | Gaithersburg MD
Michael Joseph
Kristy was so helpful and knowledgeable during my whole process. She explained in detail every step of my first time home buying experience. She was patient, kind, and hardworking. I feel very confident in my decision to work with Kristy and Presidential Bank Mortgage.
Senior Loan Officer | Frederick MD
Kristy Grams
Mike Hacker made the process of buying a loan pleasant and doable. As a first-time homebuyer, I was terrified. He walked me through every process and explained what I would need in the future as well. I could not have engineered a better experience!
Senior Loan Officer | Colonial Heights VA
Mike Hacker