Military Appreciation Month: Mortgage Options for Veterans and Active Duty Service Members

May is Military Appreciation Month—a time to honor the service, strength, and sacrifice of our nation’s military members and their families. At Presidential Bank Mortgage, we are proud to support those who serve with mortgage solutions tailored to their unique needs.

Whether you’re active duty, transitioning to civilian life, or a veteran settling into your forever home, we’re here to help you navigate the path to homeownership—no matter where you live. We proudly lend in all 50 states.

VA Loans: A Powerful Benefit for Military Borrowers The VA loan, backed by the U.S. Department of Veterans Affairs, is one of the most valuable home financing benefits available to service members. Key advantages include:

• $0 Down Payment for qualified buyers

• Competitive Interest Rates

• No Private Mortgage Insurance (PMI)

• Flexible Credit Requirements

• Streamlined Refinance Options like the VA IRRRL

Our team has extensive experience with VA lending guidelines and understands the unique circumstances of military life, from PCS relocations to deployment-related challenges.

Special Grant Programs for Veterans In addition to VA loan benefits, eligible veterans and active duty service members may also qualify for down payment and closing cost assistance through select grant programs—subject to availability. One such program is the Federal Home Loan Bank Atlanta’s Community Partners Product, which offers up to $20,000 in assistance for:

• Veterans

• Active duty military members

• Law enforcement

• Educators

• Healthcare workers

• Firefighters

These funds can help reduce upfront costs and make homeownership more affordable. Availability is limited and based on funding cycles, so early application is recommended.

Support for Active Duty Borrowers We understand that active duty military families face unique challenges when it comes to moving and buying a home. That’s why we offer:

• Remote Loan Processing and Virtual Closings

• Power of Attorney-friendly Procedures

• Flexible Communication Across Time Zones

• Homebuyer Education Tailored to Military Moves

We’re Honored to Serve Those Who Serve At Presidential Bank Mortgage, our mission is to make the mortgage process straightforward, supportive, and stress-free—especially for those who protect and serve our country.

This Military Appreciation Month, and every day, we thank you for your service. Let us serve you in return.