PBM MORTGAGE INSIGHTS

Thinking about buying, selling, or refinancing in 2026? Understanding the state of the housing market is a good place to start. Fortunately, 2026 is shaping up to be full of opportunity. Mortgage rates are expected to ease, inventory is rising, and the market is gaining momentum. Here’s what experts predict* — and how to turn those trends into your advantage. Falling Mortgage Rates After a year of relatively high rates, relief is on the horizon. Fannie Mae predicts mortgage r

As 2026 approaches, it’s the perfect time to assess your financial health and set the stage for success in the new year. Whether you’re a current homeowner or planning to buy your first home, a year-end financial checkup can help you make informed decisions and align your goals. At Presidential Bank Mortgage, we’ve created a handy checklist to guide you through this process. For Homeowners: Take Control of Your Investment 1. Review Your Mortgage Check your current mortgage ba

Black Friday is known for doorbusters, deep discounts, and deals that are hard to ignore. But if you’re planning to buy a home in the near future, there’s another kind of “shopping” that matters even more this season: shopping for the right mortgage. While everyone else is lining up for the latest gadgets or upgrading appliances, smart future homeowners are focusing on their financial picture—and sometimes skipping Black Friday may actually get you into a home faster. Here’s

Navigating the world of mortgages can be overwhelming, especially with all the jargon involved. At Presidential Bank Mortgage, we believe...

Fall is here, which means cooler air, colorful leaves, and the start of seasonal home maintenance. It’s the perfect time to check off...

Life happens. A solid financial safety net turns surprise bills into manageable moments—not crises. Whether you’re building from scratch...

When you're ready to buy a home, especially as a first-time homebuyer, it's important to understand the difference between mortgage...

As summer draws to a close and the school year approaches, many families reevaluate their financial priorities. The back-to-school season is a great time to think about your children's educational needs and review and optimize your financial strategies. One often overlooked but highly effective way to enhance your financial planning is through strategic mortgage planning. At Presidential Bank Mortgage, we believe that with the right approach, your mortgage can be a powerful t

For many parents, helping their children buy their first home is one of the most rewarding financial gifts they can offer—a way to pass...

Buying a home is a major life milestone—and securing the right mortgage is one of the most important steps in the process. From rates and...

At Presidential Bank Mortgage, we believe that homeownership is more than just having a roof over your head—it’s about building...

Applying for a mortgage is a significant financial step, and small mistakes can lead to big setbacks. Whether you’re a first-time...

Buying a home is an exciting milestone, but saving for a down payment can be one of the biggest hurdles for many buyers. Fortunately,...

The real estate market is constantly evolving, and while some may hesitate to buy a home amid changing economic conditions, today’s...

As we enter 2025, the mortgage market continues to evolve, presenting both opportunities and challenges for homebuyers and homeowners....

As we step into 2025, many aspiring homeowners are setting their sights on achieving their dream of homeownership. At Presidential Bank...

Choosing the right mortgage is a critical decision that can impact your financial future. Two of the most common mortgage terms are...

The holiday season is a time for joy, giving, and celebration, but it can also be a time of financial stress—especially if you’re in the...

Buying a home in a community governed by a Homeowner Association (HOA) comes with its own set of rules, regulations, and fees. While...

While renting is often seen as a temporary solution, it can also serve as a deliberate step towards achieving the dream of homeownership....