PBM MORTGAGE INSIGHTS

Black Friday is known for doorbusters, deep discounts, and deals that are hard to ignore. But if you’re planning to buy a home in the near future, there’s another kind of “shopping” that matters even more this season: shopping for the right mortgage. While everyone else is lining up for the latest gadgets or upgrading appliances, smart future homeowners are focusing on their financial picture—and sometimes skipping Black Friday may actually get you into a home faster. Here’s

Navigating the world of mortgages can be overwhelming, especially with all the jargon involved. At Presidential Bank Mortgage, we believe...

Fall is here, which means cooler air, colorful leaves, and the start of seasonal home maintenance. It’s the perfect time to check off...

Life happens. A solid financial safety net turns surprise bills into manageable moments—not crises. Whether you’re building from scratch...

When you're ready to buy a home, especially as a first-time homebuyer, it's important to understand the difference between mortgage...

As summer draws to a close and the school year approaches, many families reevaluate their financial priorities. The back-to-school season is a great time to think about your children's educational needs and review and optimize your financial strategies. One often overlooked but highly effective way to enhance your financial planning is through strategic mortgage planning. At Presidential Bank Mortgage, we believe that with the right approach, your mortgage can be a powerful t

For many parents, helping their children buy their first home is one of the most rewarding financial gifts they can offer—a way to pass...

Buying a home is a major life milestone—and securing the right mortgage is one of the most important steps in the process. From rates and...

At Presidential Bank Mortgage, we believe that homeownership is more than just having a roof over your head—it’s about building...

Applying for a mortgage is a significant financial step, and small mistakes can lead to big setbacks. Whether you’re a first-time...

Buying a home is an exciting milestone, but saving for a down payment can be one of the biggest hurdles for many buyers. Fortunately,...

The real estate market is constantly evolving, and while some may hesitate to buy a home amid changing economic conditions, today’s...

As we enter 2025, the mortgage market continues to evolve, presenting both opportunities and challenges for homebuyers and homeowners....

As we step into 2025, many aspiring homeowners are setting their sights on achieving their dream of homeownership. At Presidential Bank...

Choosing the right mortgage is a critical decision that can impact your financial future. Two of the most common mortgage terms are...

The holiday season is a time for joy, giving, and celebration, but it can also be a time of financial stress—especially if you’re in the...

Buying a home in a community governed by a Homeowner Association (HOA) comes with its own set of rules, regulations, and fees. While...

While renting is often seen as a temporary solution, it can also serve as a deliberate step towards achieving the dream of homeownership....

Navigating the real estate market can be challenging, especially when demand is high and competition is fierce. In such an environment,...

When you’re on the exciting journey of purchasing a home, one of the most crucial aspects to understand is closing costs. These fees can...