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PBM MORTGAGE INSIGHTS
Browse through our collection of blog posts on various mortgage topics to make informed decisions about your mortgage journey.



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How Black Friday Spending Can Impact Your Mortgage Approval
Black Friday is known for doorbusters, deep discounts, and deals that are hard to ignore. But if you’re planning to buy a home in the near future, there’s another kind of “shopping” that matters even more this season: shopping for the right mortgage. While everyone else is lining up for the latest gadgets or upgrading appliances, smart future homeowners are focusing on their financial picture—and sometimes skipping Black Friday may actually get you into a home faster. Here’s


Haunted by Credit Card Debt? Home Equity May Help
Is your credit card debt creeping up on you like a ghost in the night? A high balance — and the stress of not being able to pay it off —...


2025 Mortgage Market Outlook: What Homebuyers and Homeowners Should Expect This Year
As we enter 2025, the mortgage market continues to evolve, presenting both opportunities and challenges for homebuyers and homeowners....


How Credit Reports Work: Understanding Your Credit History
Your credit report plays a crucial role in your financial life, especially when it comes to major decisions like buying a home or...


From Setbacks to Comebacks: Essential Credit Repair Tips for Financial Recovery
Life's financial journey can sometimes lead to unexpected setbacks. Whether it's due to job loss, medical expenses, or other financial...


Credit Scores: Your Financial Behavior Matters
In the realm of personal finance, few numbers wield as much power as your credit score. However, what many people fail to realize is that...


Credit: Mastering the Low Credit Utilization Ratio
Your credit score is more than just a number. It's a crucial factor that impacts your financial health and opportunities.


Privacy: Understanding Credit Opt-Outs
Protect Your Privacy: Understanding Credit Opt-Outs and Trigger Leads In today's digital age, where information flows freely and data...


Credit: The Foundation of Home Buying
Purchasing a home is one of the most significant investments you can make, and understanding how credit factors into this journey is...
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