PBM MORTGAGE INSIGHTS

Black Friday is known for doorbusters, deep discounts, and deals that are hard to ignore. But if you’re planning to buy a home in the near future, there’s another kind of “shopping” that matters even more this season: shopping for the right mortgage. While everyone else is lining up for the latest gadgets or upgrading appliances, smart future homeowners are focusing on their financial picture—and sometimes skipping Black Friday may actually get you into a home faster. Here’s

Is your credit card debt creeping up on you like a ghost in the night? A high balance — and the stress of not being able to pay it off —...

For many families, sending a child off to college is both an exciting milestone and a major financial commitment. Beyond tuition and...

Fall is here, which means cooler air, colorful leaves, and the start of seasonal home maintenance. It’s the perfect time to check off...

Flooding may seem like a problem limited to coastal areas, but wherever you live, you should be ready to protect your home from serious...

Life happens. A solid financial safety net turns surprise bills into manageable moments—not crises. Whether you’re building from scratch...

As summer draws to a close and the school year approaches, many families reevaluate their financial priorities. The back-to-school season is a great time to think about your children's educational needs and review and optimize your financial strategies. One often overlooked but highly effective way to enhance your financial planning is through strategic mortgage planning. At Presidential Bank Mortgage, we believe that with the right approach, your mortgage can be a powerful t

For many parents, helping their children buy their first home is one of the most rewarding financial gifts they can offer—a way to pass...

There are plenty of great reasons to buy a second home: a place to escape with family, a future retirement spot, or a way to build...

If you’ve been feeling like your current home no longer fits—whether it’s too small, too far, too much work, or simply not the dream you...

Buying a home is a major life milestone—and securing the right mortgage is one of the most important steps in the process. From rates and...

At Presidential Bank Mortgage, we believe that homeownership is more than just having a roof over your head—it’s about building...

May is Military Appreciation Month—a time to honor the service, strength, and sacrifice of our nation’s military members and their...

After years of low housing supply and fierce competition, the 2025 housing market is finally shifting in some markets—and in favor of...

As the flowers bloom and the weather warms up, April isn’t just the perfect time for spring cleaning—it’s also an ideal moment to refresh...

Applying for a mortgage is a significant financial step, and small mistakes can lead to big setbacks. Whether you’re a first-time...

Buying a home is an exciting milestone, but saving for a down payment can be one of the biggest hurdles for many buyers. Fortunately,...

The real estate market is constantly evolving, and while some may hesitate to buy a home amid changing economic conditions, today’s...

Navigating the world of mortgages can feel overwhelming, whether you’re buying a home, refinancing, or adjusting your loan. Making the...

As we enter 2025, the mortgage market continues to evolve, presenting both opportunities and challenges for homebuyers and homeowners....